West and Central Africa Corporate Credit Underwriter (C13/14 – VP/SVP), Souscripteur Crédit Corporate Afrique de l’Ouest et du Centre (C13/14 – VP/SVP), Douala, Citibank

West and Central Africa Corporate Credit Underwriter (C13/14 – VP/SVP), Souscripteur Crédit Corporate Afrique de l’Ouest et du Centre (C13/14 – VP/SVP), Douala, Citibank

Role Responsibilities/ Responsabilités du rôle

Citi continues to enhance its business control and governance framework by building out Institutional Credit Management (ICM), a new function in the 1st Line of Defense, to house and consistently manage credit risk activities performed across its Institutional Client Group (ICG) organization.ICM’s objective is to provide integrated “end-to-end” credit underwriting, identification, measurement, management, and monitoring for wholesale credit risk across the ICG.Within ICM, the Credit Underwriting function (ICM-UW) provides analysis, greenlight, underwriting, 1st Line of Defense credit approval and subsequent credit monitoring across all ICG wholesale credit businesses including Banking Capital Markets & Advisory (BCMA), Global Structured Products, Financings & Securitizations (GSP-F&S), Treasury & Trade Solutions (TTS), and Markets & Securities Services (MSS).

Each West and Central Africa Corporate Credit Underwriter covers large and complex relationships with corporates, financial institutions, and public sector clients within West and Central Africa including Nigeria and Ghana, being responsible for all underwriting activities, in partnership with BCMA and Risk (2nd Line of Defense). This role reports directly to the Sub-Saharan Africa (SSA) ICM Corporate Credit Underwriting Cluster Head.

Key Responsibilities:

Executes, aligned with global and regional strategies, all responsibilities regarding underwriting, including, but not limited to:

Adoption of leading practices in credit analysis, underwriting, and monitoring, including the end-to-end underwriting process, from early origination discussions, to development of credit approval memos, and senior approval forums

Ensure Credit Approval Memo (CAM) packages are complete and accurate

Detailed reviews of financial data, projection modeling, stress testing, and other in-depth analysis performed by junior resources in IRAU (the ICG Risk Analysis Unit)

Balance business opportunities within Citi’s Risk appetite framework

Facilitate relationships with key clients in Banking and Risk and with key Regulators, Internal Audit, and control functions

Support the ICM-UW leadership on strategic initiatives/projects

Support Voice of the Employee initiatives

Specific Risk Experience:

Senior credit approval authority (or similar designation) covering large and complex underwritings, capital commitments, and derivatives with multi-industry experience

Experience in and exposure to global credit risk management standards

Ability to understand capital markets products and complex financing and product structures

Ability to implement change and develop best practices throughout an organization.

Ability to provide strategic insights and strong sensitivity to macro and regulatory issues, and impact of such issues on the various Risk families, including operational and franchise risks

Able to discuss and address issues associated with the allocation of risk assets and risk capital in partnership with banking and product organizations

Proven ability to effectively engage with regulators and internal control functions including Internal Audit and Fundamental Credit Risk as well as with external audit.

Client Relationships/Business Partnerships:

As part of the 1st Line of Defense, the ability to find the right balance that achieves the aims of the business while managing Citi’s risk appropriately

Understanding the nuances of local markets, local regulation, and the capabilities and practices of competitors

Navigate organizational complexity and break silos

Create and sustain a network of strong partnerships with the business in all segments & geographies and risk functions

Provide well-reasoned, balanced assessments of risk/return trade-offs associated with transactions and client relationships

Proven track record of partnering with global peers in leveraging and implementation of best practices.


10+ years of corporate banking, credit risk and/or corporate finance work experience at banks/financial institutions

Candidates with less experienced but outstanding track record could be consider for the role as VP.

Senior Credit Officer designation (or similar) is preferred

Demonstrates strong ethics and integrity

Ability to see the ‘big picture’ in a complex environment

Can make decisions under pressure and short timeline

Excellent verbal & written communication skills in English and French. Active listening skills.

Demonstrated influencing and negotiating ability, resolve conflicts amongst various constituencies

Excellent presentation skills – adept at presenting effectively to audiences of various sizes and various constituencies


Job Family Group:

Institutional Banking


Job Family:

Investment Banking


Time Type:

Full time


Citi is an equal opportunity and affirmative action employer.

Qualified applicants will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.

Citigroup Inc. and its subsidiaries (“Citi”) invite all qualified interested applicants to apply for career opportunities. If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review Accessibility at Citi.

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Postuler (Apply for the job) sur son site Internet: https://jobs.citi.com/job/dakar/west-and-central-africa-corporate-credit-underwriter-c13-14-vp-svp/287/37112248912

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