Portfolio Risk Lead, Responsable du risque de portefeuille, Douala, MAX
Role Responsibilities/ Responsabilités du rôle
We are looking to hire an experienced, professional and dedicated Portfolio Risk Manager who will be responsible for assessing, rating, recommending, monitoring and reporting on the operational, financial, strategic and compliance risks that the CGF faces in delivery of its mandate.
What You’ll Do:
Establishment of and adherence to a robust credit culture aligned with MAX’s purpose and mission
Leadership: effectively lead, manage and develop the credit teams by:
Ensuring that staff are selected and trained to a competent level;
Providing sound leadership, coaching and motivation;
Ensuring direct reports provide their subordinate staff with the required level of leadership and coaching.
To coach and develop Credit Risk, Collections and Recoveries Specialists to demonstrate a commitment to high performance, personal accountability, and collaborative relationships
Credit process management including enhancing process effectiveness and increasing efficiency
Risk rating accuracy and asset loss reserve adequacy
Portfolio risk assessment, management and reporting
Credit policy development and compliance
Lead the development, maintenance and implementation of MAX’s Credit Control policies, procedures, reporting and systems (including compliance monitoring).
Ensure debt recovery procedures are fully effective and all available recovery options are utilized to maximize recovery outcomes. Manage any ‘extreme’ credit control situations which are outside the authority levels of Credit control
Develop and implement a Credit Risk Measurement Framework, which includes rating models (PD) and LGD/ EAD measurement
Ensure timely and accurate reporting to the relevant stakeholders (including board, senior management, rating agencies, etc.)
Contribute proactively to various credit risk related projects and initiatives, especially on aspects pertaining to credit measurement and sourcing/management of data for these initiatives
Contribute to system implementation projects in the credit risk space (e.g. Loan Management System) by providing requirements and design inputs, particularly with regard to credit risk recognition and measurement
Develop and continuously review Group Credit Policy & Standards
Ensure that sound credit risk measurement and monitoring frameworks are developed and implemented throughout the group in a standardized manner
Strong understanding of Credit analysis and policies
Good understanding of Risk Management principles
Good understanding of evolving regulatory guidelines in this space
Possess strong problem solving skills (hypothesis-driven thinking, analytical, quantitative, conceptual skills)
Thorough understanding of the evolving practices for the management of credit risk and regulatory requirements
Capable of professional discussions with internal and external stakeholders
Managing system transitions smoothly
Able to source data/ perform periodic computations
Exposure to Collateral system implementation/management preferable
Exposure to credit risk modeling is desirable
Good knowledge and hands on practical experience and use of ERP packages and systems.
Strong leadership and organizational skills, with an excellent track record in embedding risk management within a Company.
Strong interpersonal and communication skills with a proven ability to effectively interact with and influence people at all levels.
High sense of responsibility, accountability and dependability.
High integrity and ethical standards
What You’ll Need:
Bachelor’s degree or its equivalent in Finance, Economics or Management.
Professional accounting certification desirable, e.g. ACA, ACCA, CPA, CIMA, CISA or other relevant higher business degree
Risk management certification is an added advantage.
Minimum 8 years risk management experience in a reputable organization with strong credit risk management skills, with experience at managing the strategic direction of a business risk unit.
An individual with international experience will be an added advantage
Competitive pay & benefits
Premium Health insurance cover
Consistent Learning and Development
Postuler (Apply for the job) sur son site Internet: https://www.linkedin.com/jobs/view/3313193131/
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